Bangladesh
Bangladesh can safely be called a country with a rapid economy. More than 80 lakh businesses generate significant payments, and according to experts, the total turnover will reach $21.4 billion by 2027. This is a big piece of the pie that everyone wants, so businesses are looking for convenient ways to digitize payment gateway bd. You can assess Bangladesh's prospects for business by looking at the numbers.
- 👤 Population:171 million
- 🛒 Percentage of Online Shoppers73.5%
- 🛍️ Popular Product Categories:Clothing 49%
- 💰 Consumer Spending:32840 BDT Billion
Factors to consider when choosing a payment gateway in Bangladesh
Finding a high-quality and reliablepayment gateway bangladesh is an extremely complex process that involves evaluating services against requirements. There are also a lot of requirements for paid gateways that are worthy of attention. When choosing agateway, you will have to look at:
- Security features. To gain business trust, the paid gateway must be secure. The use of the latest technologies in the field of data encryption is mandatory.
- Documentation and integration. For the comfort of the buyer, it is important that the paid gateway is native. Integration into a site or service is a must, as is a convenient user experience.
- Support for mobile applications. Another factor is support formobile payments. This is the center of convenience, because your customer should not spend more than 5 seconds on pay, and all he needs to do is take out his smartphone.
The list of factors is crucial for finding a trulyhigh-quality gateway. However, you don't have to waste your time searching for a paid gateway in Bangladesh because we have already done it for you.
The Best Payment Gateways in Bangladesh
As in any market, the Bangladeshonline payment gateway market has leaders and those who are catching up. A good business always chooses reliable tools. Among the most reliable ones are:
- Paykassma
- 2Checkout
- AamarPay
- bKash
- EasyPay Way
- FastSpring
- Nagad
- Paddle
- PortPos, PortWallet
- Rocket
- ShurjoPay, ShurjaPay
- SSLCommerz
- Walletmix
Thesegateways have proven to be the best, and you don't need to waste time to find out if they are. We have already collected all the most important information for you.
🔥 Paykassma
Website:https://paykassma.com/
Paykassma has been a leading payment processing solution since 2019, serving India, Bangladesh, Indonesia, Vietnam, South Africa, Brazil, and many other countries. Specializing in high-risk payments, Paykassma offers reliable and secure solutions tailored to industries with elevated financial risks.
| Feature | Details |
| Payment Methods | Bank transfers, cryptocurrency options like BTC and USDT, bKash, Nagad, Rocket |
| Registration Documents | Verification of business and bank accounts |
| Settlement Period | T+0, instant payment processing, user payouts, and withdrawals in BTC/USDT or via bank transfer anytime |
| Mobile App Integration | Compatible with both iOS and Android devices |
| Onboarding Time | Typically fast, with account setup and verification finalized in a few days |
| Customer Support | 24/7/365 support via phone, email, and chat |
| E-commerce Platforms Supported | Compatible with customizable Payment Page |
| Other Integrations | Easy integration via API |
| Dashboard | Intuitive interface offering transaction history, analytics, and account management tools |
Paykassma Features & Services
- Over 4 billion potential customers in the most promising markets.
- Instant payment processing, user payouts, and withdrawals in BTC/USDT or via bank transfer anytime.
- Easy integration via API or a customizable Payment Page.
Paykassma provides online payment solutions for any industry, service and website.
Advantages
- ✓ Conversion growth: +20%
- ✓ Turnover increase: x100 in a week
- ✓ 99.9%+ successful transactions
- ✓ No rolling reserves
- ✓ No holds
- ✓ Settlement period: T+0
- ✓ 24/7/365 support
Disadvantages
- ✗ Restricted to certain payment methods.
- ✗ Internet connection required for online transactions.
Paykassma knows how to make payment processing truly reliable, regardless of transaction volume.
This mobile-focused solution may be challenging for individuals with limited internet access.
Transaction fee.
Requirements.Businesses must be legally registered in Bangladesh and comply with all requirements, including enrolling through Wing’s business partner programs.
Accepted transaction methods.Bank transfers, cryptocurrency options like BTC and USDT, bKash, Nagad, Rocket.
Countries available.While Paykassma operates globally, it prioritizes Bangladesh, offering tailored payment solutions to meet the unique needs of this market.
Supported currencies.The platform facilitates transactions inBangladeshi Taka (BDT) andUS Dollar (USD), the main currencies for e-commerce in Bangladesh.
🔥 2Checkout
Website:https://www.2checkout.com/
2Checkout is one of the most popularbd payment gateway, offering seamless global transactions. It's known for its user-friendly terms for businesses, with no annual or registration fees required. This allows companies to quickly integrate into the world of international e-commerce and expand their revenues.
| Feature | Details |
| Payment methods | Visacredit/debit cards, PayPal, local payment options |
| Registration documents | Valid business registration documents required |
| Settlement period | Varies; typically weekly, bi-weekly, or monthly |
| Mobile app integration | APIs and SDKs available for mobile platforms |
| Onboarding time | Quick setup process; approval times may vary |
| Customer support | Available via email and chat; response times may vary |
| E-commerce platforms Supported | Supportseasyintegration with platforms like Shopify, Magento, WooCommerce, and others |
| Other integrations | APIs and plugins for various platforms and custom integrations |
| Dashboard | Real-timetransaction management and reporting tools |
2Checkout Features & Services
- Supports multiple payment methods, including credit and debit cards (Visa, MasterCard, American Express), PayPal, and local payment options.
- Provides a secure, localized buying experience withsupport for over 45 payment methods and 100 display and billing currencies.
- Offersintegration with various e-commerce platforms through APIs and plugins.
Advantages
- ✓ Enables businesses to accept payments from over 200 countries and territories, facilitating global reach.
- ✓ Provides a user-friendly interface with robust security measures, including PCI-DSS Level 1 compliance.
- ✓ Offers flexible pricing plans tailored to different business needs.
Disadvantages
- ✗ Transaction fees may be higher compared to some local payment gateways.
- ✗ Transaction fees may be higher compared to some local payment gateways.
Transaction fee. Starts at 3.5% + $0.35 per successful sale.
Requirements. Business registration and compliance with 2Checkout's merchant agreement.
Accepted transaction methods. Credit/debit cards, PayPal, and various local payment options.
Countries available. Over 200 countries and territories, including Bangladesh.
Supported currencies. Supports over 100 billing currencies, including BDT.
🔥 AamarPay
Website:https://www.aamarpay.com/
Aamarpay is a leadingBangladesh payment gateway, offering secure and efficient payment solutions for businesses of all sizes. Licensed by the Central Bank of Bangladesh as a Payment System Operator (PSO), Aamarpay facilitates both local and international transactions through various payment methods.
| Feature | Details |
| Payment Methods | Credit/Debit cards, mobile wallets, bank transfers, QR payments |
| Registration Documents | Trade license, TIN, NID, partnership deed (if applicable), certificate of incorporation |
| Settlement Period | Typically within 2-3 business days |
| Mobile App Integration | SDKs and APIs available for seamless integration |
| Onboarding Time | Quick onboarding with minimal documentation |
| Customer Support | Available via call, email, and chat; dedicated account managers provided |
| E-commerce Platforms Supported | Supports integration with various e-commerce platforms, including plugins for major CMS |
| Other Integrations | APIs and plugins for multiple platforms |
| Dashboard | Real-time transaction management with detailed reports and analytics |
Aamarpay Features & Services
- Multiple payment methods. Supports Visa, MasterCard, American Express, UnionPay, bKash, Rocket, Nagad, and more.
- Secure transactions. PCI-DSS Level 1 compliant with SSL encryption to ensure data security.
- Merchant dashboard. Provides a user-friendly interface for managing transactions, refunds, and settlements.
- QR payment facility. Enables merchants to accept payments via QR codes, suitable for online, social commerce, and offline retail outlets.
- Invoice generation. Allows sending payment links via email or SMS for quick payments without a website.
Advantages
- ✓ Diverse payment options. Accommodates various customer preferences with multiple payment methods.
- ✓ Robust security measures. Ensures safe transactions with high-level compliance and encryption.
- ✓ Comprehensive merchant tools. Offers features like QR payments and invoice generation to streamline business operations.
Disadvantages
- ✗ International transaction fees. Higher fees for international card transactions compared to local methods.
- ✗ Setup fees. One-time non-refundable setup fees may be a consideration for small businesses.
Transaction fee. Varies by plan; for example, 2.50% per transaction for Visa & MasterCard under the SME plan.
Requirements. Business registration documents, including trade license, TIN, and NID.
Accepted transaction methods. Visa,MasterCard, American Express, UnionPay, bKash, Rocket, Nagad, and more.
Countries available. PrimarilyBangladesh; supports internationaltransactions.
Supported currencies.BDT (Bangladeshi Taka) and USD.
🔥 bKash
Website:https://www.bkash.com/
bKash is a leading mobileBangladeshi payment gateway, offering a wide range of payment solutions to individuals and businesses. Established in 2010 as a subsidiary of BRAC Bank PLC, bKash has become a pivotal platform for digital transactions in the country.
| Feature | Details |
| Payment Methods | Mobile wallet, bank transfers, QR code payments. |
| Registration Documents | Valid photo ID (NID, passport) required for account setup. |
| Settlement Period | Instant for most transactions; cash-out times may vary. |
| Mobile App Integration | Available for Android and iOS; supports SDKs and APIs for merchants. |
| Onboarding Time | Quick registration process for users; merchant onboarding may take longer. |
| Customer Support | Available through app, hotline, and service centers. |
| E-commerce Platforms Supported | Integration with various e-commerce platforms for merchant payments. |
| Other Integrations | APIs and plugins available for business solutions. |
| Dashboard | Real-time transaction management through the app and web portal. |
bKash Features & Services
- Send money. Transfer funds instantly to any bKash account nationwide.
- Mobile recharge. Top-up any mobile number with ease.
- Payment. Make payments at over 47,000 merchant outlets across Bangladesh.
- Cash out. Withdraw cash from a vastbusiness network of agents and ATMs.
- Add money. Fund your bKash account through linked bank accounts or cards.
Advantages
- ✓ Wide accessibility. Extensive agent and merchant network throughout Bangladesh.
- ✓ User-friendly app. Intuitive interface with features like QR code payments and transaction history.
- ✓ Security. Adheres to industry-standard security protocols to ensure safe transactions.
Disadvantages
- ✗ Service charges. Fees applicable for certain transactions, such as cashing out.
- ✗ Limited international use. Primarily designed for domestic transactions; international functionalities are limited.
Transaction fee. Varies by service; for example, cash-out fees are applicable.
Requirements. Valid photo identification (e.g., NID, passport) for account registration.
Accepted transaction methods. Mobile wallets, bank transfers, QR code payments.
Countries available. Primarily Bangladesh; limited services available for expatriates.
Supported currencies. Bangladeshi Taka (BDT).
🔥 Easy Pay Way
Website:https://www.easypayway.com/
Easy Pay Way, established in Bangladesh, is one of the most flexible payment gateways in the country, offering a variety of tariff plans, easilyauthorized and tailored to different transaction volumes. This paid platform provides reliable solutions for bothsmall and large businesses, ensuring fast and secure transactions. Easy Pay Way supports integration with various methods, making it a versatile tool for e-commerce.
| Feature | Details |
| Payment methods | Visa, Mastercard, American Express, Nexus debit/credit cards, mobile wallets (bKash, Rocket, Nagad) |
| Registration documents | Tax Identification Number (TIN), Trade license |
| Settlement period | Typically within 2-3 business days |
| Mobile app integration | APIs and plugins available for integration |
| Onboarding time | Varies; generally requires submission of necessary documents |
| Customer support | Available via email and phone |
| E-commerce platforms supported | Supports integration with various e-commerce platforms |
| Other integrations | APIs and plugins for multiple platforms |
| Dashboard | Real-time transaction management |
Easy Pay Way Features & Services
- Payment methods. Supports Visa, Mastercard, American Express, Nexus debit/credit cards, and mobile wallets like bKash, Rocket, and Nagad.
- Security. Implements SSL encryption and adheres to PCI-DSS security standards to ensure secure transactions.
- Integration. Provides easy integration with existing systems and popular e-commerce platforms.
- Dashboard. Offers a user-friendly dashboard for merchants to monitor and manage transactions, refunds, and chargebacks.
Advantages
- ✓ Multiplepayments catering to diverse customer preferences.
- ✓ High security with PCI-DSS Level 1 certification and SSL encryption.
- ✓ Seamless integration with various e-commerce platforms.
Disadvantages
- ✗ Transaction fees for international cards can be relatively high.
- ✗ One-time setup fees may be a consideration for small businesses.
Transaction fee. Varies based on the plan selected; for example, the Basic plan has a 6.5% fee per transaction.
Requirements.Tax Identification Number (TIN) and Trade license.
Accepted transaction methods.Visa, Mastercard, American Express, Nexus debit/credit cards, mobile wallets (bKash, Rocket, Nagad).
Countries available. Bangladesh
Supported currencies. Bangladeshi Taka (BDT)
🔥 FastSpring
Website:https://fastspring.com/
FastSpring is a global digital commerce platform tailored for software, SaaS, and digital content businesses.Payment gateway in Bangladeshoffers comprehensive solutions, including global payment processing, subscription management, and tax compliance, enabling businesses to sell products and services worldwide.
| Feature | Details |
| Payment Methods | Credit/debit cards, PayPal, localized payment options |
| Registration Documents | Business registration, GST/VAT/Tax exemption number, driving license |
| Settlement Period | Varies; typically within a few business days |
| Mobile App Integration | APIs and SDKs available for mobile platforms |
| Onboarding Time | Quick setup; time may vary based on business requirements |
| Customer Support | Available via multiple channels; response times may vary |
| E-commerce Platforms Supported | Supports integration with various e-commerce platforms |
| Other Integrations | APIs and plugins for multiple platforms |
| Dashboard | Real-time transaction management and analytics |
FastSpring Features & Services
- Global payment processing. Supports a wide array of payment methods and currencies, facilitating seamless international transactions.
- Subscription management. Provides tools for managing recurring billing, free trials, tiered pricing, and more, catering to diverse business models.
- Tax compliance. Handles global tax calculations, collection, and remittance, ensuring compliance with international tax regulations.
Advantages
- ✓ Comprehensive solution. Combines payment processing, subscription management, and tax compliance in a single platform.
- ✓ Global reach. Supports multiple currencies and payment methods, facilitating international sales.
- ✓ Security. Adheres to PCI DSS Level 1 compliance, ensuring secure transactions.
Disadvantages
- ✗ Commision fees. Higher rates compared to some local payment gateways.
- ✗ Complexity. May offer more features than necessary for small businesses with simple needs.
Transaction fee. 8.9% per transaction with a minimum of $0.75, or 5.9% plus $0.95 per transaction.
Requirements. Business registration documents such as GST, VAT, or Tax exemption number, and a driving license.
Accepted transaction methods. Visa, MasterCard, American Express, Discover, JCB, UnionPay, PayPal, and other localized options.
Countries available. Operates in over 200 regions worldwide.
Supported currencies. Supports 23+ currencies, including USD, EUR, GBP, AUD, CAD, and more.
🔥 Nagad
Website:https://nagad.com.bd
Nagad is a leadinginternational payment gateway in Bangladesh, operating under the Bangladesh Post Office. Launched on March 26, 2019, it has rapidly expanded its user base, offering a range of financial services to promote financial inclusion across the country.
| Feature | Details |
| Payment Methods | Cash deposits/withdrawals, mobile recharges, bill payments, e-commerce transactions |
| Registration Documents | National ID required for account opening |
| Settlement Period | Instant for most transactions |
| Mobile App Integration | Available for Android and iOS devices |
| Onboarding Time | Quick registration via Digital KYC |
| Customer Support | Available through app, hotline, and physical service points |
| E-commerce Platforms Supported | Integration with various local e-commerce platforms |
| Other Integrations | APIs available for business integrations |
| Dashboard | Real-time transaction history and account management |
Nagad Features & Services
- Cash in/Cash out. Users can deposit and withdraw funds through a vast network of agents known as Uddoktas.
- Send money. Facilitates peer-to-peer money transfers between Nagad accounts.
- Mobile recharge. Allows users to recharge mobile phones across all major operators.
- Bill payments. Enables payment of utility bills and other services directly from the app.
- E-commerce payments. Supports online shopping payments through integrated gateways.
- Digital KYC (DKYC). Offers a streamlined, paperless account registration process using digital Know Your Customer protocols.
Advantages
- ✓ Wide accessibility. Extensive agent network ensuresservices are available nationwide.
- ✓ User-friendly app. Intuitive interface with support for both Bangla and English languages.
- ✓ Secure transactions. Implements robust security measures, including PIN verification for transactions.
Disadvantages
- ✗ Limited international reach. Primarily serves users within Bangladesh.
- ✗ Dependence on agent network. Cash transactions require access to physical agent points.
Transaction fee. Varies based on service; for example, cash-out fees apply when withdrawing funds through agents.
Requirements. Valid mobile number and National ID for account registration.
Accepted transaction methods. Cash deposits/withdrawals, mobile recharges, bill payments, e-commerce transactions.
Countries available. Bangladesh.
Supported currencies. Bangladeshi Taka (BDT).
🔥 Paddle
Website:https://www.paddle.com/
Paddle is anonline payment gateway Bangladesh tailored for SaaS companies, offering an all-in-one platform for managing global transactions and sales processes. Designed to support both B2B and B2C businesses, Paddle provides essential tools for efficient billing, subscription management, and revenue optimization. What sets Paddle apart is its cost structure—there are no monthly or sign-up fees, making it an appealing solution for tech companies looking to simplify payments while focusing on growth. With its seamless integration and focus on software businesses, Paddle is a go-to choice for modern payment processing.
| Feature | Details |
| Payment methods | Credit/debit cards, PayPal. |
| Registration documents | Business registration required. |
| Settlement period | Typically 15 days. |
| Mobile app integration | APIs and SDKs available for integration. |
| Onboarding time | Varies; subject to compliance checks. |
| Customer support | Available via email and chat; response times may vary. |
| E-commerce platforms supported | Supports integration with various e-commerce platforms. |
| Other integrations | APIs and plugins for multiple platforms. |
| Dashboard | Real-time transaction and subscription management. |
Paddle Features & Services
- Payment methods. Supports various payment options, including credit/debit cards and PayPal.
- Tax compliance. Automatically calculates, collects, and remits taxes, ensuring compliance with local regulations.
- Subscription management. Offers tools for handling recurring billing, upgrades, downgrades, and cancellations.
- Fraud protection. Provides built-in fraud detection and prevention mechanisms.
- Localized checkout. Delivers a checkout experience in multiple languages and currencies, enhancing user experience.
Advantages
- ✓ Comprehensive solution encompassing payments, tax, and subscriptions.
- ✓ Automatic tax handling reduces administrative burden.
- ✓ Localized checkout improves conversion rates.
Disadvantages
- ✗ Primarily designed for SaaS and digital products; may not suit all business models.
- ✗ Transaction fees may be higher compared to some local payment gateways.
Transaction fee. Standard fee is 5% + $0.50 per transaction.
Requirements. Business registration and compliance with Paddle's onboarding process.
Accepted transaction methods. Credit/debit cards, PayPal.
Countries available. Over 200 countries, including Bangladesh.
Supported currencies. Multiple currencies, facilitating global transactions.
🔥 PortPos, PortWallet
Website:https://www.portwallet.com/
PortWallet is one of the fastest and most efficientonline payment gateway in Bangladesh. It is known for its easy integration through APIs and a reliable internal payment processing system. The platform supports various business models and offers competitive commission rates, making it an appealing option for startups and established companies alike.
| Feature | Details |
| Payment Methods | Local and international debit/credit cards, mobile financial services, net banking |
| Registration Documents | Valid business registration required for merchants |
| Settlement Period | Typically within 2-3 business days |
| Mobile App Integration | Provides SDKs and APIs for mobile app integration |
| Onboarding Time | Varies; subject to verification and compliance processes |
| Customer Support | Available via email and phone; response times may vary |
| E-commerce Platforms Supported | Supports integration with various e-commerce platforms, including WooCommerce and PrestaShop |
| Other Integrations | Offers APIs and plugins for multiple platforms |
| Dashboard | Real-time transaction management with insights and analytics |
PortWallet Features & Services
- Multiple payment methods. Accepts major local and international debit or credit cards, including VISA, MasterCard, and Nexus Cards.
- Mobile financial systems. Enables payments through popular mobile financial services such as bKash.
- Single API integration. Offers a unified API that connects various payment methods, simplifying the integration process for merchants.
- Transaction notifications. Automatically sends well-designed email receipts to customers upon transaction completion.
- Insights & analytics. Provides merchants with monthly and daily sales reports featuring easy-to-understand charts and graphs.
Advantages
- ✓ Comprehensive payment options. Supports a wide array of payment methods, catering to diverse customer preferences.
- ✓ Developer-friendly. Offers robust APIs and pre-built integrations for various platforms, facilitating seamless integration.
- ✓ Security compliance. Adheres to PCI-DSS standards, ensuring secure transactions.
Disadvantages
- ✗ Geographical limitation.Primarily serves the Bangladeshi market, which may limit its applicability for international businesses.
- ✗ Setup fees. Charges asetup fee, which might be a consideration for small businesses.
Transaction fee.2.99% per transaction on Starter package or 2.59% on Business plan for all cards except Amex; 3.50% for Amex; 2.30% for Mobile Financial Services and Net Banking.
Requirements. Merchants are required to provide valid business registration documents.
Accepted transaction methods.VISA, MasterCard, Nexus, Amex, mobile financial services (bKash, DBBL Mobile Banking), Net Banking.
Countries available. Bangladesh.
Supported currencies. Bangladeshi Taka (BDT).
🔥 Rocket
Website:https://www.dutchbanglabank.com/rocket/rocket.html
Rocket is one ofpayment gatewaysdeveloped by Dutch Bangla Bank in Bangladesh. This service allowscustomers to conduct money transfers, pay bills, and manage their finances directly from their mobile phones. Available through mobile applications, Rocket supports both online and offline transactions, makingbanking accessible and convenient for its users.
| Feature | Details |
| Payment Methods | Cash-in/out, fund transfers, bill payments, mobile top-up, merchant payments |
| Registration Documents | National ID and mobile number required for registration |
| Settlement Period | Instant for most transactions; may vary for certain services |
| Mobile App Integration | Available for Android devices; supports various services |
| Onboarding Time | Quick registration process through agents or the mobile app |
| Customer Support | Available via hotline and at Dutch-Bangla Bank branches |
| E-commerce Platforms Supported | Supports integration with various e-commerce platforms for merchant payments |
| Other Integrations | APIs and plugins available for business integration |
| Dashboard | Real-time transaction management through the mobile app |
Rocket Features & Services
- Account registration. Users can register for a Rocket account directly through the mobile app or by visiting authorized agents.
- Cash-in and Cash-out. Deposit and withdraw funds at any Dutch-Bangla Bank branch, ATM, or through over 142,000 agents nationwide.
- Fund transfers. Send money to other Rocket accounts or transfer funds to linked Dutch-Bangla Bank core banking accounts.
- Bill payments. Pay utility bills, including electricity, water, and gas, directly from the Rocket account.
- Mobile top-up. Recharge mobile airtime for any operator in Bangladesh.
- Merchant payments. Make payments to authorized merchants using the Rocket app.
Advantages
- ✓ Wide accessibility. Extensive agent network and integration with Dutch-Bangla Bank's infrastructure.
- ✓ Comprehensive services. Offers a broad range of financial services beyond basic transactions.
Disadvantages
- ✗ Service charges. Certain transactions, such as cash-outs from agents, incur fees.
- ✗ Limited international use. Primarily designed for domestic transactions within Bangladesh.
Transaction fee. Cash-out at agent points is charged at 1.8% of the transaction amount.
Requirements. Valid mobile number and national identification for account registration.
Accepted transaction methods. Cash-in, cash-out, fund transfers, bill payments, mobile top-up, merchant payments.
Countries available. Bangladesh.
Supported currencies. Bangladeshi Taka (BDT).
🔥 ShurjoPay, ShurjaPay
Website:https://shurjopay.com.bd/
ShurjoPay is one of the leadingpayment gateway in Bangladesh, recognized as the first to receive aPSO license from Bangladesh Bank. The platform enables both merchants and buyers to securely conduct online transactions. ShurjoPay provides easy integration with websites and mobile applications, offering extensive support for various methods, including bank cards and mobile wallets.
| Feature | Details |
| Payment Methods | Credit/debit cards, mobile wallets, internet banking |
| Registration Documents | National ID, TIN, trade license |
| Settlement Period | Typically weekly payouts to merchants |
| Mobile App Integration | APIs available for mobile and web applications |
| Onboarding Time | Varies; generally prompt upon submission of required documents |
| Customer Support | Available via phone and email; responsive to merchant inquiries |
| E-commerce Platforms Supported | Supports integration with various e-commerce platforms |
| Other Integrations | Provides APIs and plugins for multiple platforms |
| Dashboard | Real-time transaction management and reporting tools |
ShurjoPay Features & Services
- Multiple payment methods. Accepts payments via Visa, MasterCard, American Express, Diners Club, Nexus, QCash,bKash, Nagad, Rocket, and more.
- Secure transactions. Employs robust security measures to protect user data and transaction integrity.
- Merchant support. Offers integration services for e-commerce platforms, enabling businesses to accept online payments seamlessly.
- Educational institution support. Provides free payment gateway services to educational institutions, facilitating online fee collection.
Advantages
- ✓ Wide range of supported payment methods.
- ✓ No annual or monthly maintenance fees for merchants.
- ✓ Dedicated support for educational institutions.
Disadvantages
- ✗ Primarily serves the Bangladeshi market; limited international reach.
- ✗ Integration may require technical assistance for some businesses.
Transaction fee. Varies by payment method; for example, 2.5% for Visa and MasterCard transactions.
Requirements. National ID and Tax Identification Number (TIN) for merchant registration.
Accepted transaction methods. Credit/debit cards, mobile financial services (bKash, Nagad, Rocket), internet banking.
Countries available. Bangladesh.
Supported currencies. Bangladeshi Taka (BDT).
🔥 SSLCommerz
Website:https://sslcommerz.com/
SSLCOMMERZ is the oldest and largest gateway in Bangladesh, founded in 2010. It offers secure and reliable e-commerce solutions and has received recognition from BangladeshBank for its outstanding performance. SSLCOMMERZ serves a diverse clientele, including many large businesses and financial institutions that utilize its services for processing both domestic and international methods.
| Feature | Details |
| Payment Methods | Credit/debit cards, mobile wallets (bKash, Rocket, Nagad), Internet banking, AmericanExpress bankcards |
| Registration Documents | VAT/TIN registration required for merchants |
| Settlement Period | Typically 2-3 business days |
| Mobile App Integration | SDKs and APIs available for seamless integration |
| Onboarding Time | Rapid activation with minimal required documentation |
| Customer Support | 24/7 support via email and phone |
| E-commerce Platforms Supported | Compatible with major platforms like WooCommerce, Shopify, Magento |
| Other Integrations | APIs and plugins for various platforms |
| Dashboard | Real-time transaction management with comprehensive analytics |
SSLCommerz Features & Services
- Payment methods. Accepts a wide range of payment options, including Visa, Mastercard, American Express, mobile wallets (bKash, Rocket, Nagad), and Internet banking.
- Security. Complies with PCI DSS Level 1 standards, ensuring high-level transaction security.
- Integration. Provides simple integration systems accessible for all popular platforms and languages, facilitating immediate integration.
- EMI facilities. Offers Equated Monthly Installment (EMI) options through partnerships with over 30 banks.
- Real-time analytics. Features a comprehensive dashboard for real-time data and insights to inform business decisions.
Advantages
- ✓ Diverse payment options. Supports various payment methods, catering to a broad customer base.
- ✓ Robust security. Adheres to stringent security protocols, ensuring safe transactions.
- ✓ User-friendly integration. Offers easy integration with major e-commerce platforms.
- ✓ EMI support. Provides EMI facilities, enhancing affordability for customers.
Disadvantages
- ✗ Geographical limitation. Primarily serves businesses operating within Bangladesh.
- ✗ International transaction fees. Higher fees may apply for international card transactions.
Transaction fee. Approximately 2.5% per transaction.
Requirements. VAT/TIN registration is required for merchants.
Accepted transaction methods. Credit/debit cards, mobile wallets, Internet banking.
Countries available. Primarily Bangladesh.
Supported currencies. Bangladeshi Taka (BDT).
🔥 Walletmix
Website:https://blog.walletmix.com/
Walletmix is agateway payment that offersflexible e-commerce and mobile transaction solutions in Bangladesh. The platform enablessecureonline payments for merchants and users through a variety of methods, including bank cards and mobile wallets. Walletmix is known for its highsecurity and fast integration, making it a popular choice among small and medium-sized businesses.
| Feature | Details |
| Payment Methods | Credit/debit cards, mobile financial services, internet banking |
| Registration Documents | Valid business registration required for merchants |
| Settlement Period | Typically within 2-3 business days |
| Mobile App Integration | APIs and SDKs available for mobile application integration |
| Onboarding Time | Quick and efficient onboarding process for merchants |
| Customer Support | Available through multiple channels, including email and phone |
| E-commerce Platforms Supported | Compatible with various e-commerce platforms, including WooCommerce |
| Other Integrations | Provides APIs and plugins for seamless integration with different platforms |
| Dashboard | Offers a real-time transaction management dashboard for merchants |
Walletmix Features & Services
- Payment methods. Supports a wide range of options, including credit and debit cards (Visa, MasterCard, American Express), mobile financial services (bKash, Nagad, Rocket), and internet banking through various local banks.
- Security. Holds a Payment System Operator (PSO) license issued by Bangladesh Bank and is PCI DSS Version 3.2.1 certified, ensuring top-notch security standards.
- Integration. Offers easy integration with popular e-commerce platforms and provides APIs and plugins for seamless merchant onboarding.
Advantages
- ✓ Diverse payment options. Caters to various customer preferences by supporting multiple payment methods.
- ✓ Regulatory compliance. Licensed by Bangladesh Bank and PCI DSS certified, ensuring compliance with national and international security standards.
- ✓ User-friendly integration. Provides straightforward integration processes for merchants, facilitating quick setup.
Disadvantages
- ✗ Geographical limitation. Primarily serves the Bangladeshi market, which may limit international business operations.
- ✗ Commision fees. Merchants may incur fees per transaction, which could affect profit margins.
Transaction fee. Varies based on transaction type and volume; specific rates are available upon inquiry.
Requirements. Merchants must provide valid business registration documents to utilize Walletmix services.
Accepted transaction methods.Credit/debit cards, mobile financial services (bKash, Nagad, Rocket), and internet banking.
Countries available. Primarily operates within Bangladesh.
Supported currencies. Bangladeshi Taka (BDT).
The top 8 payment gateway you should choose in Bangladesh
We've reviewed the most popular and reliablepayment gateway in Bangladesh, but not everyone has time to read all of them. That's why we've summarized the most important things in a table.
| Gateway | Fees | Setup Fee | Requirements | Accepted Methods | Supported Currencies |
| SSLCOMMERZ | Visa/MasterCard – 5%, Internet/Mobile Banking – 2%-4% | 15000 BDT | VAT and TIN certificates | Visa, MasterCard, Amex, DBBL Nexus, Bank Asia Net Banking, bKash | BDT, USD, EUR, GBP, AUD, CAD |
| 2Checkout | Transaction fees – 3.9% + $0.45, foreign transaction – 1.5% | – | VAT or TIN certificate, Trade license | Visa, MasterCard, PayPal, Amex | BDT, USD, EUR, GBP, other global |
| Aamarpay | Plans range from 4000 to 15000 BDT, mobile payments – 2%-8% | – | Passport or national ID, TIN certificate | Visa, MasterCard, Amex, bKash, Rocket | BDT, USD, EUR, GBP |
| bKash | Transfers – 1.85%, account top-ups – 1% | – | None | bKash | BDT |
| Easy Pay Way | Plans start at 5000 BDT, transaction fee from 3.9% to 6.5% | From 5000 BDT | TIN certificate, Trade license | Visa, MasterCard, bKash, Rocket | BDT |
| PortWallet | Card fee – 3.5% + 1 BDT | 20,000 BDT | TIN certificate, VAT certificate | Visa, MasterCard, bKash | BDT, Multi-currency support |
| ShurjoPay | Visa/MasterCard – 2.5%-3.5%, Mobile Wallets – 2.5% | 10,000 BDT | National ID, TIN or VAT certificate | Visa, MasterCard, Amex, bKash, Rocket | All currencies |
| Walletmix | Not specified | – | National ID, Business certificate | Visa, MasterCard, Amex, bKash, Rocket | BDT, USD, EUR, GBP, other global |
Conclusion
Choosing thebest payment gateway in Bangladesh is a must for businesses. It is important that the tool is convenient and efficient. If you are looking to the future and want to grow your business, the gateways listed above will help you do so.